Florida Doctors Insurance Company (FLDIC) has partnered with Flagler Hospital in St. Augustine to offer a hospital group program for medical professional liability insurance.

Program discount:

Effective June 1, 2009, physicians with privileges at Flagler Hospital will receive a 5% discount on FLDIC’s already competitive rates.

· If physicians currently have privileges with Flagler Hospital, they can roll into this program.

· Physicians eligible for the FHGP program discount and already insured with FLDIC will receive their discount at renewal.

The following discounts are also available in coordination with the Flagler Hospital Group Program discount:

Loss-Free, New to Practice, Part-time, NICA credit, Schedule credits/debits

Risk Reduction discount:

A 2.5% discount will also be available to those physicians attending a scheduled Risk Reduction Program sponsored by FLDIC and Herbie Wiles Insurance.

Enhanced Retirement Tail Program Provisions:

Age at initial policy inception with ECN Program Eligible for free tail due to retirement after

60 & older Completing 1 year of coverage in the Program

Tail coverage is provided free of charge upon the insured’s death or permanent disability at any age, with no restriction on the length of coverage with FLDIC.

Florida Doctors Insurance Company Corporate Profile:

· Over 1400 current policyholders

· Florida Admitted carrier

· Our claims executives have decades of experience defending Florida physicians

· Physicians Advisory Committee (PAC)

· Traditional Claims-Made policy form with incident sensitive trigger

· Financial Stability Rating® of A, Exceptional, from Demotech, Inc.